What You Need To Know Before Renting Out Your Residential Home

Full disclaimer: this read will be totally useless for the vast majority of you lords that are fully operational, because ya’ll be far too advanced for this prep-talk. So feel free to take your love-interest behind the bike sheds and skive off for the day. Enjoy. And think of me!

However, if you happen to be reading this while emptying your bowels and in the market for some light reading, or if you happen to tumble into my world because you’re in the process of converting your home into a rentable pad, then this could be useful.

Don’t be a cowboy landlord like my dip-shit friend

Easy Landlording

Sadly, it was Kevin, my haphazard friend – who evidently doesn’t know his ass from his elbow – that prompted me to share this remarkable tale of tragic negligence.

But it’s not all doom and gloom, because the buffoon’s antics has provided me with inspiration and blogging material, both of which I’ve recently been in short supply of. Not to mention the fact that his sublime stupidity is a great showcase for learning. We win!

So, yes, thanks for being a useless cock-face, Kevin! You’re the best dumb-ass friend a dried-up blogger could ever wish for.

Due to personal circumstances, Kevin vacated his residential flat so he could launch it onto the letting market, but he did so with a metaphorical “FUCK YOU!” sign attached around his pecker – he pretty much swerved every step required to make the process legitimate/sensible.

In some ways I admired his “screw the world. And your momma” attitude. I wish I was the type of woman that could feel at ease resting a cup-of-anything on a table without a coaster, instead of being a anxious and hyperventilating pussy all the time.

I’m not exaggerating when I say Kevin bypassed *almost* every step in my “Do the following before renting out your home” checklist…

What you should do before renting out your home…

  • 1) Check your lease
    In Kevin’s case, he is the leaseholder of his flat.

    Some leases don’t permit sub-letting, which means letting is not permitted.

    Did he check his lease? HA! Good one.

  • 2) Notify mortgage lender
    Since Kevin didn’t bother notifying his mortgage lender of the change in circumstances, the assumption is that he’s still on a residential mortgage, as opposed to a buy-to-let mortgage.

    Breach of terms, check!

  • 3) Update building insurance policy so it’s appropriate for landlords
    If he hasn’t contacted his lender, you can bet your nutsacks on the fact he didn’t update his insurance policy.

    Almost all mortgage lenders require the appropriate insurance policy to be in place, otherwise…

    Breach of terms, check!

  • 4) Check if you need a license
    Some local authorities require landlords to comply with the selective licensing scheme, which requires landlords to acquire a license before they’re able to let their property.

    Of course, Kevin didn’t even bother checking. In fact, he didn’t even realise “landlord licensing” was a thing.

    Fortunately, his local authority doesn’t require landlords to obtain one (I retrospectively checked). However, that’s not the point.

  • 5) Ensure minimum Energy Efficiency rating is achieved
    Since October 2015, landlords in England are required to show prospective tenants a valid Energy Performance Certificate (EPC). Moreover, since April 2018, landlords have been required to achieve a minimum rating of E.

    I may as well be talking in Mandarin, because Kevin has no idea what I’m talking about right now.

  • 6) Check if your property is gas safe
    Every rental property should ideally always be ‘gas safe’, but it certainly should be before new tenants move in, hence the legal requirement of a landlord gas safe check.

    When Kevin, the numpty, was quizzed about the gas safety check, his response was, “I checked, the boiler works fine”

    Oh, right. Well, that’s just brilliant!

  • 7) Declaring rental income
    Obviously – and I use the word “obviously” extremely hesitantly – rental income is subject to taxation, and can also influence any Government funded benefits, so it should always be declared.

    I probably need to be careful with how I phrase this point, because I’m not sure how these things work. Maybe you do…

    Hypothetically, if I know someone that is potentially partaking in fraudulent activity, do I automatically become an accomplice if I don’t report it to the correct authorities? Or do I just become perceptible to being labelled a “treasonous cockroach”? If it’s only the latter, that’s cool. I can live with that.

    Ok, so let’s just say that Kevin is in receivership of disability allowance on legitimate grounds, but let’s also say Kevin is hypothetically convinced that he doesn’t need to declare his newly found source of income because he’s currently not making any net-profit from it.

    Well, that would just be plain stupid, and probably fraudulent. Fucking moron, hypothetically speaking.

  • 8) Comply with Smoke and Carbon Monoxide alarm Regulation
    Credit where credit due. Kevin didn’t actually trip over this hurdle. Nice one, Kev!

    However, I suspect this win was due to shear fluke, as opposed to intent, because most people have fire alarms in their homes.

    In any case, I’m going to cover the Smoke and Carbon Monoxide alarm Regulation for the sake of making this a more complete checklist.

    While I’m absolutely sure Kevin didn’t have any inclination of what his fire safety responsibilities are, he is legally required to have at least one smoke alarm installed on every storey of his rental property which is used as living accommodation, and have a carbon monoxide alarm in any room used as living accommodation where solid fuel appliances are contained.

What a spectacular display of the upmost disregard for being a sensible landlord (minus the fluke ‘smoke alarm’ win), right?

Clearly, he just woke up one day, brushed the crust out of eyes, and said to himself, “I’m going to be a landlord”, without much more thought about it. Literally.

Sadly, the industry is full of ’em.

From the mindset of an impartial bystander, I hope they all get what they deserve.

If it wasn’t for my friendship with Kevin (which I’m now compelled to say was formed by circumstance, not by choice), I’d probably piss myself laughing until I sober up and remember that he’s the reason landlords are assholes. So instead, I’ll just piss myself laughing until I sober up and remember that he’s the reason landlords are assholes.

Please note, the above failures don’t account for all the landlord legal obligations, they just cover what all good normal landlords – at least, those in England – should check before renting out their residential home.

Have you got a friend? If so, tell me why they’re a 24-carat tosser!

Love & peace xoxo

Like this post? Then maybe you should sign up to my FREE newsletter so you receive more like it!

53 Comments- Join The Conversation...

Showing 3 - 53 comments (out of 53)
Guest Avatar
MeMe 26th July, 2018 @ 12:54

Glad you've named and shamed this hypothetical accidental landlord friend of yours! With friends like you who needs turds, but I suspect, you revel in that!

Isn't this how many people became landlords in the not too distant past? Times have changed.

In any case, hypothetical Kevin deserves all he gets. Keep up the jolly blogging.

3
Guest Avatar
Sheenagh McVey 26th July, 2018 @ 12:54

I think I had the WORST landlord in the UK?!

He let the other 4 owners of vans on the site BULLY me until I had to leave. He would let them cut off my electric, burn fires right near to my gas bottles, and near the end cut off my water too. He let them destroy my car, take off the water pipes to my van, and let the other residents generally harass me and make me so frightened I HAD to leave.
The reason was a new land tenant called Ellen Deakin moved onto the smallest plot on the 5 van site with a shiny new(ish) van! AND she wanted my premium plot!
Kevin Hall got an ex polceman called a Mr Kilner to harass me and make my life generally terrible. It ended up me putting my van up for sale while I was gone due to the fear I had. My van was TAKEN from the plot as Ms Deakin wanted the plot and DIDN'T want new tenants!!The police couldnt trace the van (as was taken to Spain) or prove it was taken by the totally awful people on the Park! It was up for sale for £22500 and I got £16000 from the insurance money.
So I think I can claim the worst landlord EVER award!!
Kind Regards
Sheenagh McVey

4
Guest Avatar
Grumpy 26th July, 2018 @ 14:05

To be fair. An E rating means there are no windows or door!
We bought a place once which was a shithole, And that was only a “D”rating.

Banks and mortgages. They are all b’stards anyway. “Buy to let” mortgage is just another way of screwing the punters by jacking rates.
RBS/GRG - anyone remember that story!
So long as he pays the mortgage the bank prob wouldn’t give a toss.

The rest, fair cop. Kevin’s a numpty.

5
Guest Avatar
Percy Williams 26th July, 2018 @ 14:49

It would be good if articles could be written without using obscene language.

6
Guest Avatar
David 26th July, 2018 @ 16:25

Get over it Percy, it makes the blog real

7
Guest Avatar
Williams 26th July, 2018 @ 16:36

What does the Licencing Authority do? We have been members over 2 years and all they have done is taken our money, and send us one email concerning HMO's. We do not rent out a HMO.

8
Guest Avatar
Grumpy 26th July, 2018 @ 17:08

Percy...
Are you a landlord?
When discussing our properties and the tenants most sentences usually start “you never guess what the fckers have broken now”

Latest was all drawers in the freezer ripped apart. Apparently the freezer is broken due to ice build up. Rather than defrost the freezer they tore the drawers out and it’s our fault - fckers

9
Guest Avatar
Jackson 26th July, 2018 @ 18:33

I have nothing but contempt for Kevin, and hope that he gets what's coming to him (he won't)

10
Guest Avatar
Flash 26th July, 2018 @ 19:07

You missed the protected deposit! I have a fellow landlord 'friend' (actually he is really a friend) who has four BTL's and has taken deposits on them all. Has he protected any of them? Has he heck. He knows he should but seems indifferent to the rules and possible consequences.
My Facebook feed seems to be full of the 'has your landlord protected your deposit? Let us claim billions for you' type ads so I'm sure he'll come a cropper one day.
I don't know whether to feel smug that I've done my properly, or annoyed that he's got away with it so far.....

11
Guest Avatar
Kate 26th July, 2018 @ 20:06

How many of us thought - OMG I'd better just check I've done all of this? Oh maybe just me - rest of you know LOL

I do enjoy this blog and all the lurker community comments.

12
The Landlord Avatar
The Landlord 26th July, 2018 @ 21:02

@Kevin,

I did this because I care!

13
The Landlord Avatar
The Landlord 26th July, 2018 @ 21:04

@Sheenagh
Sounds like an episode of Eastenders. I'm not even sure I understood the whole story, but glad to hear its all behind you!

14
The Landlord Avatar
The Landlord 26th July, 2018 @ 21:07

@MeMe,
People like hypothetical Kevin never get what they deserve.

In the mean time, my tenant will probably try to sue me for tripping over a pebble in the back garden!

15
The Landlord Avatar
The Landlord 26th July, 2018 @ 21:08

@Grumpy
Agreed, especially about the BTL mortgage scam!

16
The Landlord Avatar
The Landlord 26th July, 2018 @ 21:09

@Percy Williams,
You're probably right. But do you think you could be kind enough to stick around regardless of the obscene language?

17
The Landlord Avatar
The Landlord 26th July, 2018 @ 21:11

@Williams
It does NOTHING. The whole selective licensing scheme is a total scam! It was introduced to generate extra funds for local authorities. Daylight robbery, basically.

18
The Landlord Avatar
The Landlord 26th July, 2018 @ 21:14

@Jackson
Of course he won't. People like him never do.

He'll probably win the lottery tomorrow.

19
The Landlord Avatar
The Landlord 26th July, 2018 @ 21:19

@Flash,

The deposit is not something that needs to be considered at this stage; I only covered issues directly concerned with the things that need to be considered when transferring your home into a rental.

But yeah, your friend sounds like a proper wally :)

20
The Landlord Avatar
The Landlord 26th July, 2018 @ 21:21

@Kate
I gotta keep you on your toes!

Thank you for your kind words, and yup, the comments from the community are usually awesome :)

21
Guest Avatar
John 27th July, 2018 @ 04:59

It would be good if articles could be written without using obscene language.

Totally agree with you.

22
The Landlord Avatar
The Landlord 27th July, 2018 @ 07:05

Uh-oh, there seems to be a resistance forming!

Guys, can we work this out maybe?

23
Guest Avatar
David Martin 27th July, 2018 @ 10:53

I think all the points are very good and giving full information.

24
Guest Avatar
Sarah 27th July, 2018 @ 14:57

I think the swearing adds to the entertainment value, I enjoy it! Please don't stop :)

25
Guest Avatar
Mandy Thomson 27th July, 2018 @ 15:46

I didn't know you were friendly with Fergus Wilson, @Landlord! :-)

26
The Landlord Avatar
The Landlord 27th July, 2018 @ 16:15

@Sarah
I was going to stop, but fine, I'll continue! Have a great f'ing weekend.

27
The Landlord Avatar
The Landlord 27th July, 2018 @ 16:16

@Mandy
Hahaha, he actually does sound and look like Fergus! Great shout!

28
Guest Avatar
Paul Barrett 29th July, 2018 @ 04:07

I believe sadly that there are enormous numbers of LL like Kevin.
I have regretfully come to the conclusion that a National LL Licensing Scheme is required..So you can't let a property unless you indicate your licence number which can he checked by a prospective tenant
To let a property you will have to prove any lender had given CTL for letting and for the type of tenant.
Plus proof the LL owns the property which nay be seen by the tenant.
A correct insurance policy.
Again which can be viewed by the tenant.
A valid Gas Cert and EPC to be displayed on he licensing site
Perhaps a Electrical Cert as well.
Until all these are complied with it would be illegal to let the property.
Any LL who tried to let a property without fulfilling all these requirements would be subject to criminal prosecution and a possible RRO.
Just these requirements would cause about 1.5 million homeless as no way will all LL comply so they won't be able to let.
Rents would massively increase and councils would be faced with tens of thousands of homeless tenants.
Great news for compliant LL.
Not so good for tenants most of whom would rather have a rogue LL than be homeless!
But rules is rules!
Tenants deserve competent LL and LA.
There us currently no totally effective way that this can be facilitated for all tenants

29
Guest Avatar
Mini 29th July, 2018 @ 10:45

Just joined this site so far so.good.but agree with the swearing could tone it a bit, but I suppose no one making me read it all. But yes I do it all legal and have had some crap tenants now going down the route of thinking about and doing research which is the best letting agent with rent guarantee as just been done by a freak purpled haired crap teethed low life out rent and just vanished. At least she left and I didnt need to kick her out. And all this new thing they bringing out for more licensing is more crap, because bad LL will go under the radar. Rant over thanks for reading.

30
Guest Avatar
Joey 30th July, 2018 @ 11:02

Your blog is amazing! Swearing makes it even funnier and more entertaining in my eyes. Don’t stop the Fbombs. Please.

31
The Landlord Avatar
The Landlord 31st July, 2018 @ 15:24

@Paul Barrett
Agreed, I doubt there's a short supply of Kevins' in this world, unfortunately.

In regards to a national licensing scheme- can't everything you listed just be resolved by educating tenants to just check for those things in the first place? The issue with introducing a new national scheme is that you need to educate tenants about it. So the scheme will just be ANOTHER thing to learn, instead of just learning what's already available for them to check.

32
The Landlord Avatar
The Landlord 31st July, 2018 @ 15:28

@Mini,

lol @ freak purpled haired crap teethed low life!

Yeah, some times tenants doing a disappearing act really is a blessing in disguise!

Have you been using an agent to find tenants, or have you been doing it up until now?

33
The Landlord Avatar
The Landlord 31st July, 2018 @ 15:30

@Joey

Haha, thanks, appreciate it.

Unfortunately, I don't know how to function - on a blogging level - without dropping the Fbombs.

34
Guest Avatar
Paul Barrett 31st July, 2018 @ 16:32

@landlord
I get what you suggest about tenants knowing stuff.
I just don't belueve it should be expected for them to know.
Effectively the information should be presented to them on a plate
A National LL Licensing scheme would really just collate all the requisite information for a tenant to view before considering whether to attempt to have a tenancy with a particular LL.
Therefore I velieve that any tenant prospect should be able to access all relevant information in one place.
This is the information they should be able to view and is the ibformation the LL should be required to supply to be able to let out a property

EPC
Title deeds indicating LL owner
Gas cert
Electric cert
Possibly legionnaire cert
CTL from any lender
Any licence required by council
Council tax bill payer
Current utilities providers.
Details of any lender conditions restricting tenant types.
LL insurance for rental property
PLI policy
Any LL accreditation required as in Wales unless a LA is managing and then that should be stated
Any other lical conditions that a council may have applied to the property.
A tenant should be able to access all this information at the same time.
It is for the LL to ebdure that all the relevant information is supplied as without it the LL should not be permitfed to let.
Now I know for a fact that very few LL could comply with all that I have stated despite most of the items being required for legal letting.
Govt knows that this is the case which is why Govt won't push for National LL Licensing.

Unfortunately the PRS does largely consist of Kevin's
Only a National LL Licensing scheme will force LL to be fully compliant.
Millions of tenants would be made homeless if these totally correct requirements were enforced.
It is a fact that there are milkions of illegal tenancies in the UK.
This is rarely the fault of the tenant.
Just a small example is the number of LL letting to HB tenants when lender conditions specifically restrict letting to such tenants.

Now I totally disagree that lenders are allowed to have such conditions.
But we are where we are.
Lenders could call in the loans if they discover the LL is breaching the mortgage conditions.
The alternative is the LL has to replace HB tenants with those acceptable to the lender.
This would an impossibility for most LL.
But even though all these issues would cause chsos in the PRS that is no reason nit to have a fully compliant and legal PRS with tenants knowing exactky that their potential LL has complied with all relevant requirements

35
Guest Avatar
Van Gogh 1st August, 2018 @ 09:27

Nice theory Paul.
Unfortunately it is bollocks in practice.
Everywhere it has been tried, good landlords register, bad landlords don't bother.
An exercise in pointless bureaucracy.

36
Guest Avatar
Paul Barrett 1st August, 2018 @ 16:09

@Van Gogh
The reason I agree with you about these schemes being flawed is because the sanctions against rogue LL are inadequate.
Believe me if it was discovered a LL letting without a licence was subject to RRO thst would motivate even the wordt criminal LL to licence thenselves.
It is pointless being a criminal LL if just one tenant grasses you up and you lose everything.
Robust and effective penalties are required to ensure every LL is licensed.
But as I have suggested there are so many illegal lettings that exposing them would lead to millions of homeless tenants.
The PTB simpmy do not wish to detect all the milkions of ilkegal lettings.
For a start there are about 2 million illegal immigrants in the UK.
I doubt any of them are homeowners!
It is simply not econonicalky viable for Councils and Govt to expose illegal lettings by introducing a national LL Licensing scheme.
So just so much lip service will be paid to cracking down on rogue LL and illegal tenancies

37
The Landlord Avatar
The Landlord 1st August, 2018 @ 16:16

@Paul,

I think I have to agree with Van Gogh- in practise it sounds like a good idea, but I just don't think it would have the impact you're hoping for.

"Only a National LL Licensing scheme will force LL to be fully compliant." - but there are already regulations in place which landlords are failing to comply with, and there are protocols in place which give power to tenants to notify the right people. But they don't.

I already serve all the relevant information to my tenants on a plate - most of them don't even know what they're looking at.

Local authorities will just massively overcharge landlords for a national licence, just like they are for the selective licence. I don't even understand why they're charging landlords to be complaint.

I really think the better solution is education for both landlords and tenants, as opposed to adding onto the learning material.

In any case, agree to disagree :)

38
Guest Avatar
Van Gogh 2nd August, 2018 @ 14:26

"Believe me if it was discovered a LL letting without a licence was subject to RRO thst would motivate even the wordt criminal LL to licence themselves.
Robust and effective penalties are required to ensure every LL is licensed."

I'll choose not to believe you Paul.
I'm assuming you aren't in a landlord licensing area and don't operate HMO's?
RRO's (Rent Repayment Orders)are already a penalty of not licensing along with fines of up to £30,000;

https://www.londonpropertylicensing.co.uk/new-landlord-civil-penalties-%c2%a330000-come-force-today

It is not the lack of penalty, it is the lack of enforcement.

The powers and the penalties are already there.

But it is far easier to run licensing schemes for good landlords under the pretence of solving the problem.

39
Guest Avatar
Paul Barrett 2nd August, 2018 @ 21:21

Indeed it is the lack of enforcement that facilitates rogue LL.
Councils seem to be allowed to get away with the pretence of doing something to address problems when they already have suitable instruments to enforce regulations.
Nobody ever calls out Councils for failing to enforce existing regulations.
Certainly Shelter and Generation Rent never do!

We all know why councils fail to enforce.
But that is no excuse.
But councils are a law unto themselves and few of the general public knows what is going on.
Councils will just keep on coming up with ever more money making schemes to charge LL with.
I would be very surprised if a council doesn't know where all the legal and illegal HMO are.
But I suppose this may be the case.
But when a council does become aware of an illegal HMO I doubt they attempt to shut it down.
Thefe is simply no financial advantage in cracking down on rogue LL.
It is disgraceful that councils behave this wsy.
They should carry out their public duties irrespective of the cost.
But in reality councils behave with impunity and clearly fail to carry out their public obligations.
I just think that having a National LL licensing scheme might assist detection of all illegal LL.
It would mean that any LL without a licence number could face financial ruin along with a prison sentence.
I suggest it is worth trying.
Charge say £50 per licence for each property valid for 5 years
There are 9 million tenancies.
That is a lot of £50!!!

40
Guest Avatar
Van Gogh 3rd August, 2018 @ 09:57

"I suggest it is worth trying."

I suggest it isn't.
Have a read of this and then let me know if you still think it is a good idea or just a load of old bollocks for political ideals, of no benefit whatsoever for tenants, landlords or taxpayers (who are all paying for this bureaucratic bullshit);

https://www.propertyhawk.co.uk/magazines/landlord-licence-fails/

Landlord Licence fails in Scotland
Anybody who thinks that landlord registration or a landlord licence is still a good idea should look at the recently introduced landlord licence in Scotland for clues. A recent damming report by DTZ on the landlord licence reveals after trawling through the pages of consultants ‘guff’ that the extent or lack of extent of its impact.
Their assessment reveals that:
Landlords have paid £11.2m in fees since the introduction of the Landlord Registration Scheme in Scotland. But the scheme has resulted in only 11 people being reported to the procurator fiscal in the last two years. Altogether over 200,000 landlords have registered for the scheme (for which the cost of registration is £55 every three years plus an additional £11 for every rental property).
According to responses to questions from Scottish Conservative housing spokesman Alex Johnstone, in total, nearly £18m has been spent on the scheme, including a start-up grant of over £5m from the Scottish Government.

41
Guest Avatar
Van Gogh 3rd August, 2018 @ 10:15

And just to pre-empt a 'yeah but, no but, what they should do is..' reply.
The fact is they don't.

It doesn't work and hasn't worked anywhere it has been tried.

If anyone could be arsed to carry out a proper study of the consequences, it would show licensing causes more harm than good.

A smokescreen for tackling the real problem.

42
Guest Avatar
Paul Barrett 3rd August, 2018 @ 12:33

Isn't. the issue here all about licensing costs.
I can't see much that would be negative about paying say £50 per property every 5 years.

It is the money grabbing cost that is the issue.
£50 to avoid going to prison or losing all your tenant income to a RRO has to be worth engaging with.
A way must be found of fircing alm LL to reveal themselves.
Licensing does this.
Those that refuse to licence will get caught and face losing everything from the day licensing was introduced.
That could be 10 years of rent!
Surely the risk of losing everything would make most LL licence.
Those LL caught would probably have to sell property to pay the RRO.
Make the penalties sufficiently onerous but the cost to licence very cheap and I reckon the PRS would be transformed.
It would certainly be far smaller than it is currently as a lot of tenancies are illegal
Rents could then be jacked up to realistic levels based on the small supply of legal lettings.

43
Guest Avatar
Van Gogh 3rd August, 2018 @ 13:59

Paul,

A large part of the rogue landlord sector is rent to rent done by gangs. They don't own the properties so they don't have to sell up. A patsy gets caught and they just disappear and move on somewhere else.
Licensing encourages criminal landlords.
(RRO's are limited to 12 months btw, but the fine is up to £30K)

Those that refuse to licence will get caught

That's just it Paul, they don't. See the link above about Scotland. 11 people caught. There are thousands and thousands of unlicensed properties in Scotland and there always will be. But they claim to be "doing something about it" because they are running a huge bullshit register of good landlords.

How many prosecutions could have been brought for that £18M? FFS, any half decent entrepreneur could make it self financing and run at a profit.

44
Guest Avatar
Paul Barrett 3rd August, 2018 @ 14:33

With this level if crime surely this comes into the purview of the NCA.
The POCA must surely pertain here.
I'm sure if the public were 'incentivised' there would be many of these illegal LL grassed up.
It would only take a few patsies to be jailed and bankrupted for them not to conspire with these gangs.
We are talking about criminality here which like any organised crime is difficult to resolve.
Such criminality should not be the total responsibility of the councils.State resources should be used.
Thefe is no way that LL licensing schemes should be self funding.
Lenders could do far more to ensure their LL are not breaching conditions and resi lenders should be checking more to see on credit files what is going on at an address.

45
Guest Avatar
Catherine 4th August, 2018 @ 15:27

If Kevin is claiming a disability benefit - and by disability benefit I assume you mean DLA, PIP or AA - then he is entitled to earn as he likes. It is not a means tested benefit and is entirely based on Kevin's disability. Kevin can be a billionaire and still claim one of the above benefits.

Whether or not he should is another matter but he most certainly can do so and be well within his rights.

46
The Landlord Avatar
The Landlord 4th August, 2018 @ 16:45

@Catherine,

I'm not sure what type of disability benefit he is receiving, but he has been signed off from work indefinitely.

I think you may have misunderstood my point (probably because I never explained it properly).

I'm actually pretty sure his income from renting wouldn't affect his benefits, but my point is, he should have declared it. And the fact he hasn't, is just another thing he did wrong (irrespective of whether his benefits would be affected or not).

47
Guest Avatar
Van Gogh 9th August, 2018 @ 08:32

"With this level if crime surely this comes into the purview of the NCA.
The POCA must surely pertain here."

It already does Paul.

48
Guest Avatar
Fred Foster 9th August, 2018 @ 15:27

I am considering letting out a property I just recently inherited. I did not realize that me doing so will require so much red tape. However, I am looking forward to getting it done. Thank you for this useful checklist and I think Kevin is a nice guy lol!

49
Guest Avatar
Grumpy 10th August, 2018 @ 22:57

@Paul

Sorry I have to weigh in on this one.....

For every landlord in the country there are just as many tenants and I think there should be a Tenant licensing scheme where anyone wanting to rent ANYTHING has to first register with a scheme.

The first time they fck up some poor landlords property then that record is available for all landlords to see forever and we can choose not to rent to them.

When they find themselves blacklisted and landlords can then exponentially increase the deposit required it might dawn on them there are consequences to their actions.

While there are almost an endless list of penalties for rogue landlords There is limited downside for tenants.

Deposits cover virtually Jack shit.

We have had tenants move in pets which they then don’t walk them and leave the carpets ruined with piss. Deposit =£1000 new carpets £5000.
I heard of bags of postcrete concrete getting flushed down toilets,

It’s not just rogue landlords that are the problem.

No one gets into our properties without a guarantor with a very good income and their own house. Then if there is a problem they all find out the meaning of “....joint and separable liability....”

Just sayin.......

50
Guest Avatar
Paul Barrett 11th August, 2018 @ 03:33

Totally agree with you in everything you have stated.I'm sure you will be very pleased to learn that there is a site where good and BAD tenants may be listed.
It has been going for nearly 10 years and is called

landlordreferencingservices.co.uk

If every LL registered their good and bad tenants with LRS then all the bad tenants would be homeless.
LRS allows LL to contact previous LL where the truth may be given!!!
Plus LRS offer some other excellent services
Especially the Tenant Referencing Passport which many LL will insist tenants have before a LL considers them.
Especially when the fee ban starts.
LL will not be allowed to require a tenant to pay for referencing.
But a LL will be able to say that unless a tenant has their TRP they won't be considered.
LRS would be even more effective if LL and LA just used the service but they choose not to as they have their own sweetheart deals with useless reference providers.
So the poor old LL gets clobbered by useless referencing.

51
Guest Avatar
Grumpy 11th August, 2018 @ 08:21

Paul,

I agree. I used that service once. It does have limitations as they say themselves they are not allowed to certain info and the database does rely on a “social network” to build.
The tenants we looked up had no info on. At present I think their DB of tenants is too small. Good idea though.

Also it can be people who never rented before who would have no previous history (good or bad) that can treat a rented property poorly. Especially some students....

The onus now is Landlords taking all the flak. Socially us Landords are less popular than Isis.

Personally the best method is reference and credit check everyone, tenants and guarantors and take large deposits.
Don’t rely on agents... they want the first person to pass a very low bar in to get their £££££.

Personally meet every tenant to check out the “vibe”. Not fool proof but the bullshit meter helps weed out a lot.
Then pray to the gods you don’t end up with a dud and celebrate when you get a great tenant.

52
Guest Avatar
Paul Barrett 11th August, 2018 @ 08:41

@Grumpy you miss the point about LRS the network referencing is just an extra to the normal referencing they do which is far more comprehensive that most referencing operations and if they pass acceptable for RGI qualification.
But as you suggest all the referencing in the world is probably not as good as gut instinct when you actually meet the aspirant tenants.
Call it a very personal service but I meet all my tenants.
You clearly are pretty hands on in an effort to prevent the wronguns getting into your properties.

53

Please leave a Comment...

Nobody

Nobody

Landlord

Landlord

Tenant

Tenant

Agent

Agent

Legal

Legal

Buyer

Buyer

Developer

Developer

Enthusiast

Enthusiast


Your personal information will *never* be sold or shared to a 3rd party. By submitting your details, you agree to our Privacy Policy.

Popular Landlord Categories