It’s come to this.
It really has.
On the 15th of July 2009 my tenant will have officially fallen 2 months in arrears and she will owe me £1.5k. Unfortunately, I have no confidence in the parasite to come good with the doe.
She’s already given me every damn excuse in the book, and to be honest, I don’t give a shit if her excuses are genuine or not anymore, because I’m bored of her excuses, and I still have a mortgage to pay.
At first, I was like, “ok, this woman has genuine financial issues going on, I’ll let her pay a few weeks late”, but she’s taking the piss and dragged this on for far too long.
She’s blatantly taking advantage of the small window of opportunity I’ve given her. Last week she said on multiple occasions that she would put “some” of the money in my account. That never happened.
My tenant is scamming the system.. and no one cares!
Funny thing is, she receives social benefits from the council to pay her rent, so she’s obviously doing something else other than paying her rent with the money. She’s probably buying crack and injecting her eyeballs with it, courtesy of us tax payers. Lovely.
The council (the people providing her with her housing benefit) don’t seem to care. I called them and explained my situation, and also enquired whether or not she was receiving her benefit cheques. They basically said they couldn’t tell me anything in regards to her financial status, and I was like,
don’t you care that she’s not paying her rent with the benefits she’s receiving, which is meant to be going towards her rent?
The woman on the other end basically didn’t care one bit. She sounded like she was oblivious to what I was saying… or just simply numb to hearing about how the system is so woefully corrupt.
It’s no wonder people take advantage of the system and cling onto social benefits, because it’s so damn easy to scam it. Even when the right people are made aware of what I consider to be pretty severe exploits, there’s still little to no action taken.
Well, if it’s THAT easy to take tenancy in someone’s property without paying a penny, I think I’d rather do that than pay my own mortgage.
My tenant is ignoring me!!
My tenant won’t pick up the phone when I call, nor does she return my messages.
She’s clearly avoiding the situation, which is the worst thing she can do right now, because now she’s going to be unexpectedly hit with a valid eviction notice, which gives her 14 days to get the fuck out of my property, or she can expect to have a warm seat waiting for her in court.
Fortunately, I took out a RGI (rent guarantor insurance) policy with Home Let, which basically covers 50% of my rent if my tenant fails to make her monthly payments. They will also cover all my legal costs if my tenant happens to breach her contract (which she has), which allows me to evict her DUMB FUCKING ASS without paying a penny!
I hope this is the bitter start of a miserable life for her. The bitch is abusing the system, and I hope she gets thrown out onto the streets, which forces her into a life of prostitution and rat-burger fuelled diet.
How to evict tenants
If you’re experiencing problems with tenants and you believe you have grounds to start an eviction process, you can find out more about How to evict tenants & getting rid of bad tenants.
All the best to everyone else who is in a similar infuriating dilemma! Stay strong!
Disclaimer: I'm just a simple landlord blogger, I am not qualified to give legal or financial advice. Any advice I give is my opinion based on my experience, and is never legal or professional advice. You should always get professional advice on any legal and financial matters!