I’m not sure who’s to blame, but there is a definite breakdown in what I had hoped to be a smooth property purchase. I haven’t heard anything from my Mortgage broker in weeks- he was meant to get back to me regarding Northern Rock refusing to lend me money. He said he was going to work his magic and try to push through the deal. But of course, he never got back to me. Typical snake-oil salesman.
I called him earlier today, and he gave me some vague story about my Mortgage lender being really slow processing the agreement due to the Christmas period and all. For God’s sake, this time of year is DEAD, why would there be any form of backlog? He said he would get back to me shortly. Shortly? I think in Mortgage Broker/Estate Agent terms, that means next month.
If i’ve learnt anything during the purchase of this property, it’s that everyone is willing to do anything for you until you sign the dotted line. After that point, they forcefully hand over the baton and expect you to do all the hard work.
I don’t know whether my Mortgage broker is just being slow or whether he was being sincere about the Mortgage Lender being slow. Either way, I’m not too pleased with the progress at the moment. Actually, i’m not even vexed about the slow progress, I’m more annoyed about the fact that no one is communicating with me. I don’t mind delays as long as I’m kept in the loop, and not left outside in the cold like a tramp.
Sitting around waiting for others to do something doesn’t sit well with me, especially when I’m given the impression that the people I’m waiting on aren’t doing very much. Perhaps i’m being impatient. Or perhaps I’m working with idiots.
Anyways, no more messing around, from tomorrow i’m going to nag my Mortgage broker for answers, and i’m also going to call my Conveyancing Solicitor to find out how far they’ve got with all the “paperwork” they’ve been snowed under with.
Disclaimer: I'm just a simple landlord blogger; I'm not qualified to give legal or financial advice. Any information I share is my opinion based on my personal experiences as an active landlord, and should never be construed as legal or professional advice. For more information, please read my full disclaimer.