List Of The Best Online Will Writing Services

Welcome to the new world of will writing.

Yup, online will writing services. It’s actually a thing.

It’s the newest and easiest way of making a legally binding will with in minutes (or there abouts) for a lot less than your average local solicitor. Maybe it’s the perfect solution for the one in two UK adults that don’t have a will!

This is officially the third blog post I’ve written about wills, and essentially planning for my own tragic demise. That may not seem like a towering figure, but when you consider that this is a property/landlord related blog, there’s only so much reason I’d need to keep dragging up my own death. With that said, there’s a good argument for accusing me of becoming rather morbid. Is there a clinical term for someone that keeps talking about death? If so, brand me with it.

But in defence of my Morticia Addams phase, there was a natural path to how I got here. For the third time.

It all started back in December 2017, when I had a close encounter with the formidable Grim Reaper, when I tragically dislocated my finger during a basketball game, after a fearless game-winning manoeuvre that went tits-up. Like so many others that have tangoed with a near death experience, I discovered a new found respect for life, and truly appreciated how fragile it can be.

One minute we can be on top of the world, using our perfectly healthy and articulating fingers to dislodge that persistent booger, and the next minute… lifeless, and too decomposed to even entice a pack of hungry wolves.

My profound experience not only led me to plan for my future, but also my loved ones.

Being a landlord means I have assembled [valuable] assets that will need distributing to those I want taken care of, so that’s why I decided to start the journey of arranging a will. While looking into the process, I stumbled across a couple of interesting facts: seven out of ten landlords don’t prepare Wills, and a whooping 97% of Brits don’t have a will or have one that’s outdated. With that in mind, my first morbid blog post about death and wills was born, with the aim of encouraging landlords to create a will if they haven’t done so already.

Morbid blog post number two [about wills & death] followed shortly after, when I discussed the online will company, Farewill.com, I used to write my will. I was so impressed with their easy-to-use online service that I felt compelled to share. Bearing in mind the stats I just shared, I knew the odds were stacked in the favour of other people genuinely benefiting from my recommendation.

So, here we are! Blog post three…

Different ways of getting a will sorted

Do you know what the internet is responsible for, besides from free and easily accessible porn (praise the lord), 99% of modern day relationships, and reasons not to leave the comfort of our own home? It’s responsible for giving us the means to fall down the deepest and darkest of rabbit holes before making any purchases, even the most basic ones. I’m talking about spending hours on Google, researching the benefits of a newly launched healthy yogurt before even considering ditching our current go-to.

If I’m going to do that over a lousy pot of yogurt, you can bet your left bollock on the fact that I’m going to do it before sorting my will out.

My first port of call was to look into some options.

  • Solicitor – I’m pretty sure many people assume this is the only way of sorting out a valid will, and consequently why so many go without.

    Using a solicitor is definitely the most expensive option; a simple will can cost £200 + VAT (if you’re lucky). However, the reality is, most people with simple circumstances won’t need to use a solicitor.

    For those with complex circumstances, a solicitor might be your best bet. But be warned, many solicitors tend to be generalists, and aren’t actual will specialists. So if you have a particularly complex case, it’s best to use a will specialist so you get the best advice.

  • DIY template wills – These are typically off-the-shelf forms, available from stationary shops, but also downloadable from certain websites like lawpack.co.uk. This solution is best suited for simple circumstances, and it’s one of the cheapest ways to do it.
  • Online will service – and here we are! The online solution to wills that ticked all my boxes. Unlike template DIY wills, which you can take home and complete, online DIY will services ask you a series of questions that you complete via their website. Once complete, most services will get it checked and validated by an expert, and then make it available for print. Similarly with DIY templates, this solution is better suited for relatively simple circumstances.

Wills are legal documents, and small mistakes and oversights can cause major problems, so it’s preferable to use a method which includes someone qualified to draft it and validate it, which is exactly why I personally avoided off-the-shelf DIY templates- an option which pretty much means you have to fend for yourself.

Recommended online Will writing services

Since I thought using an online will service was by far the best option for my circumstances (and I assume for most other people with simple circumstances), I thought I’d share my shortlist of potential suppliers, and hopefully save you from the aggro of falling down the same deep rabbit hole I tumbled down.

While I’ve only personally used Farewill’s Will service (which I highly recommend for the reasons already mentioned), I did also consider the following services, which all also looked like decent options (and notably cheaper than Farewill):

Online Will ServiceRatingNotes / IncludesPrice from
Rating
9.6 / 10
TrustPilot Reviews
  • Used & Recommended
  • Live Support (7 days a week, 9am-9pm)
  • Every will double-checked by expert
  • 1 year free unlimited updates
  • Sample Will
Price
£90Inc VAT
Visit Website
Rating
9.4 / 10
TrustPilot Reviews
  • Members of the Society of Willwriters
  • Every will double-checked by expert
  • 1 year free unlimited updates
  • Sample Will
Price
£38.95Inc VAT
Visit Website
Rating
9.2 / 10
TrustPilot Reviews
  • Members of the Society of Willwriters
  • £25 extra for their legal team to check the details of your will
  • Must pay £19 each time you want to print your will
  • Free updates for life (but bear in mind fee to print)
Price
£19.97Inc VAT
Visit Website
Rating
4.9 / 10
eKoni Reviews
  • Members of the Society of Willwriters
  • Every will double-checked by expert
  • 60 day free unlimited updates
  • Sample Will
Price
£29.99Inc VAT
Visit Website

Please note, I try my best to keep the information of each agent up-to-date, but you should read the T&C’s from the agents’ website for the most up-to-date information.

FAQ

What are the advantages of using an online will service (like the ones listed above)?

This is true for most online will services, but may not apply to all:

  • It’s a relatively cheap way of writing a valid will
  • The wills are checked by will experts
  • Unlike with templates available for download and stationary stores, it’ easier for online will suppliers to keep their services updated with the law (which is what the reputable suppliers do)
  • It’s a quick and easy process
  • An online Will service only allows you to do things you can legally do, so anything that will cause your will to be invalid should either be spotted by the expert during validation, or disabled from doing so by the online software in the first place.
  • Your will is kept safely online, so you can recall it and make any amendments easily. If you only have a hard-copy it can be terribly difficult to make amendments without causing a mess with scribbles.

Do I need a will?

Nope.

I mean, there’s no legal requirement.

But don’t let that stop you! Unless you’re a sadist, planning for death is uncomfortable, but the situation would be much worse if you died or became incapacitated through unforeseen circumstances – before sorting it out.

Failing to arrange a will can cause years of grief and misery for your loved ones, not to mention added expenses (for them).

What if I don’t have a will?

You mean, besides from the grief and misery inflicted on your loved ones, I just mentioned above?

Oh, nothing much, other than the fact the law will determine how all your wealth is distributed, and it can take years to get it all sorted!

If you die without a valid will, it’s called dying intestate, in which case “intestacy laws” will determine who gets how much and what, which can include money, property and investments.

The laws of intestate vary depending on your circumstances i.e. whether you were single or married, or had children. Generally, when no relatives can be found, the entire estate goes to the state.

Essentially, it’s better if you do create a will, so you can decide who gets what.

Are online will writing services legit i.e. legally binding?

Yup. However, technically speaking, an online will service will just facilitate in creating your will, but for your will to be valid, you must:

  • be 18 or over
  • make it voluntarily
  • be of sound mind
  • make it in writing
  • sign it in the presence of 2 witnesses who are both over 18
  • have it signed by your 2 witnesses, in your presence

How do online will writing services work?

Usually, you just complete a bunch of questions online, and once you’ve completed that, you can print if off and get it signed.

I can’t speak for all online will services, but this was the process I followed with farewill.com:

  • 1. Filled in my personal details
  • 2. Filled in the details of those I want to inherit my state (money, property, cars etc)
  • 3. Defined how I wanted my estate to be split (by percent).
  • 4. Defined what happens in the event of my beneficiaries dying before me.
  • 5. Defined the Executors of the Will.
  • 6. Checked the details I entered.
  • 7. Paid £90.
  • 8. Waited for a confirmation email from Farewill stipulating that everything is in order (every will is manually checked by one of their experts).
  • 9. Printed the will and got it signed & witnessed by a few of my closest pals.
  • It may sound a tad convoluted, but it was a really easy process. As said already, they have made the process easy-peasy!

    What if I need to update my will?

    Most online will services will have an update facility (i.e. add a new beneficiary, or add more assets), but there is usually a fee associated. For example, I pay farewill an optional £10 per year, so I can make unlimited updates. Subscribing to unlimited updates makes sense for me, because I usually transfer money around every year, so my savings can benefit from the best paying interest rates (even though they’re dog-shit at the moment). However, it may not be necessary for you. Either way, if you decide to use an online will service, take a look at how they facilitate updates, because each provider may vary, particularly with their fees. Some may even make you create a new. If that’s the case, I don’t suppose that’s the end of the world (especially if you don’t plan on making regular updates) since the fees are reasonable.

    On a sidenote, if you wish to make any amendments to your will, you must follow the same signing and witnessing process to make the update valid.

    Don’t I need a solicitor to write a will?

    Nah, that’s just a common misconception.

    Solicitor Vs Online will service

    While both means can facilitate in creating a valid will, individual circumstances may mean that using a solicitor might be more suitable than using an online will service, and vice versa.

    The main advantage of using an online will service is that it’s quick and cheap. You can literally do it in 10mins (assuming you have all the information you need to hand). Generally, online will services are better suited for simple estates.

    The law surrounding inheritances can be complicated, so if you have a particularly complicated estate (i.e. one that includes a business, or a messy relationship status), you might be better served using a specialist solicitor. Solicitors will be familiar with the law and will be able to help you make the most effective choices. Of course, you also have to pay a premium for a Solicitor’s service. They typically charge between £200 – £500 to create a will, and that’s based on a one time fee, so if you want it updated you may have to pay the same again!

    However, something to also bear in mind is that you will have better protection if you use a Solicitor. Solicitors are regulated, so if any problems arise, you can make a complaint to the solicitor’s firm and/or the Legal Ombudsman. Other advantages include,

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