Reasons Why Landlords Shouldn’t Accept DSS Tenants

Before anyone gets firmly on my tits about this, let me just clarify, this is a follow on article from The Positives Of DSS Tenants. So please, no angry hippies or DSS tenants start protesting, this is just a simple flip of the coin.

But I must confess, this list is longer than the pro-DSS tenants’ article! My bad.

1. DSS Tenants have financial difficulties

Whatever the case may be, whether we’re talking about genuinely sincere and deserving claimants, or piss-taking parasites that prefer to leech off the Government than make a real effort of climbing out of the system, all DSS tenants are shackled by financial restraints. If they weren’t, they wouldn’t be claimants. That instantly makes them ‘high-risk’

Being a landlord is about managing risk, but more importantly, minimizing risk. And since this is a business based on cash, we need to do whatever we can to keep the cash flowing, and that’s easier to do when you’re dealing with tenants that don’t have financial restraints. But for a better example, we can use banks and their policy for loaning. Would a bank give a loan to someone on DSS? Very unlikely. Why? Because it’s unlikely they’ll have the means to make the repayments.

Why should landlords think any differently than banks? They really shouldn’t. Fundamentally, we’re all talking about exchanging commodities.

2. Landlords no longer receive rent directly

At one time, DSS tenants were sought after by Landlords because the council would pay the rent directly to the Landlord. Unfortunately, that changed a few years ago, consequently tenants now directly receive rent. The change occurred to encourage the tenants to become more responsible with money.

Historically, many DSS tenants caused a lot of anti-social problems for Landlords, but we tolerated it because rent was sent directly into our pockets. But since tenants have been responsible for their own allowance, there’s been a predictable rise in tenants failing to pass on the rent, and presumably spending the money on other things.

The only real security and compelling reason landlords had to accept DSS tenants is no longer there. Or at least, not as easily accessible. There are certain circumstances whereby it’s still possible for the landlord to receive payments directly, but it’s not a ‘default’ arrangement anymore. It needs to be arranged with the claimant and council, and from what I’m told, it’s ‘possible’

However, I have no idea when or how it becomes a viable option, and my guess is that each council will have their own set of policies on the matter.

3. Rent from a DSS tenant is NOT Guaranteed

Following up from my previous point, and adjoining with some of my upcoming points…

I’ve heard many people claiming that rent is guaranteed when DSS tenants setup direct payments to landlords. That’s nothing more than a vicious rumour. Of course, it’s usually tenants on Housing Benefit (HB) that are spreading the rumour in order to sway landlords into thinking DSS tenants do have their perks.

I agree, taking on DSS tenants do have their [extremely limited] perks, however, saying that “rent is guaranteed” is total bullshit.

Firstly, most DSS tenants have a shortfall to cover each month, which the tenant is expected to cover on time every month. That shortfall is NOT guaranteed. Secondly, and most importantly, the council have the ability to seize/alter anyone’s benefits at the snap of a finger, and there’s nothing a landlord can do about it.

4. DSS tenants need to cover a shortfall

DSS tenants will typically need to cover a shortfall each month. For example, if the tenant’s rent is £500pcm, they may receive an allowance of £400 per month. In that case, the tenant will need to cover a shortfall of £100. Bearing in mind, a lot of DSS tenants aren’t working, so it’s important to recognise that the benefits alone may not be enough.

I’ve had a tenant in the past that had to pay £150 in shortfalls. It was often late, and frequently required constant chasing. This may seem trivial, but believe me, having to keep track of multiple payments for the same tenancy every month is added hassle.

5. Difficult to get Landlord Rental Insurance

Rent Guarantee Insurance (RGI) is always a useful policy to have in place, especially if you’re not 100% sure of your tenants credibility.

If your tenant fails to pay rent, your rental insurance company will cover the costs. However, many insurance companies won’t insure your rent if you have a DSS tenant. And if they’re willing to, they may ask for a higher premium than a private tenant.

If insurers are refusing to insure DSS tenants, or demand a higher premium to do so, you kind of have to put the dots together and realise that their figures show high claims when DSS tenants are involved. If that wasn’t the case, they’d happily insure.

These insurance companies aren’t fools, so it’s safe to follow their lead.

6. The Council are useless

I’ve already raged about how useless the council are when problems occur with DSS Tenants so I won’t drag on about it too much. Basically, on various occasions throughout my involvement with DSS tenants, I’ve needed to contact the council in order to resolve outstanding issues. It goes without saying that they have been less than helpful and outrageously rude. You can read a more in-depth discussion on how the council are rubbish when it comes to providing Landlords with support.

For a quick summary;

  • The council don’t give a shit when tenant’s don’t pay rent (even though they are giving them an allowance)
  • They actively screw landlords over when the tenant falls into arrears by telling them to remain in the property until they can be legally evicted (e.g. after they have fallen 2 months in arrears)
  • They randomly start and stop providing benefits to the tenants, and give no fair warning to the landlord. Then the landlord is effectively left with a tenant that has no income.

7. Even Letting Agents refuse to deal with DSS tenants

A letting agents job is to find suitable tenants for their landlords’ as quickly as possible. If they don’t find tenants, they don’t get paid, it’s that simple. So it must say something about DSS tenants if more and more letting agents refuse to deal with them.

When a letting agent prolongs filling in vacant properties by denying a certain type of tenant, alarm bells should ring. I’m sure letting agents have dealt with DSS tenants at one point, and on the back of their experiences, they’re now refusing…

8. Claimant allowances can randomly change

I’ve been in the situation where my DSS tenant’s allowance randomly changed overnight. I didn’t get any warning from the local housing association, no notifications, just an unexpected phonecall from my tenant informing me rent would be short this coming month because their allowance had been slashed, and there was nothing they could do about it.

For several months she was receiving £400pcm, the next month it had been slashed down to £300 for some reason that will never be disclosed to me. It’s not even uncommon for claimants to completely lose their housing benefits overnight.

You’d think the landlord would be entitled to a warning from the council, but apparently discussing their clients’ personal finances is a breach of data protection regulations. Do me a favour, seriously! Meanwhile. I’m left with a tenant that can’t afford the rent.

Most landlords take on DSS tenants on the basis that they are receiving regular financial support, and the council know that.

9. Claimants receive their benefits every 4 weeks

You’d think the council would want to make it easy for DSS tenants to receive their benefits and pay their rent on time. They don’t, which makes it a terrible proposition for landlords.

The council pay every 4 weeks instead of per calendar month (which is when rent is typically due). This may sound trivial, but it can get terribly messy when enough months have passed and the tenant’s start receiving their rent on the 15th of every month and rent is due on the 1st. You’ll soon find that the tenant has spent the allowance long before rent is due.

Anyone else got anything to add? If so, blurt your stuff…

Like this post? Then maybe you should sign up to my FREE newsletter so you receive more like it!

650 Comments- Join The Conversation...

Showing 600 - 650 comments (out of 650)
Guest Avatar
Peter 22nd January, 2017 @ 21:04

I have to be honest, this post has infuriated e due to the basic, and undeniable truth that private landlords have overstretched the housing market, rent prices are set by market values, and guess what, private landlords set the rental value therefore control the market. Social housing is non-existent and there needs to be a change to the system. How is 800-1200 a month an achievable rent when working but earning less than average? BTW average wage is £29k so even by letting agent standards they would not let to someone with the rent of £1100pm. now as that is the average there are many earning a lot less. I work for NHS and earn a lot less than that and my rent has had annual increases from £800pcm to now almost £1000 pcm, this is all driven by the greed of the landlords, I don't care what their costs are as they are now assuming that any increase is affordable, therefore it happens every term renewal, cant afford to move, soon wont be able to afford to stay, how is this the fault of the tenant.

The problems have been caused by the letting market, the greed of landlords and the complete disregard for their tenants who now sometimes have to choose between food heating or rent. I have to rent as I cannot afford to buy, soon i wont e able to afford to rent either, where will we go then? I eran too much for housing benefit, but not enough to afford the rent

600
Guest Avatar
I.A. 11th February, 2017 @ 17:23

Where there person choose to pay or not to pay depends clearly on the individual. Said that DSS is higher risk it is some kind of discrimination.
How can anyone compare one person to an other just of the two people being in the same situation does not mean that them actions and thinking is the same.
I was claiming benefits I was very lucky to find private landlord. Being on the benefits I made sure my rent and bills are paid on the time. I knew if I will loose the property I will end up on the road. That made me even more appreciate my Landlord and place I was living with my 2 children. I stayed with same landlord for 7 years with excellent reference. We both Thanked each other on my move day out. And I am still very Thankful to him for giving chance for us.

Looking now for properties, it is just impossible, every advertisement says: No DSS - It is discrimination, nothing else!

601
Guest Avatar
Maria 14th February, 2017 @ 10:52

This is a very offensive post, and this comes from someone who has never claimed any sort of benefit. You realise you're talking about human beings don't you. You're also wrong when you say that DSS claimants don't work; many of them do work but don't have the capacity to work full time. This happens when a man and woman have children and one of them leaves. If the parent left behind works full time, s/he can't look after her children, if s/he decides to work part time and claim benefits to make up the shortfall, she is demonised as a DSS claimant. People fall into these situations for all types of reasons and you seem extremely bitter towards people. I am a master's educated working professional but I could get hit by a bus tomorrow and be unable to work for months or even years - do I suddenly lose my ability to manage money and keep a place tidy? No I do not. Your very tone is offensive and I'm surprised such vitriol was allowed to be published,

602
The Landlord Avatar
The Landlord 14th February, 2017 @ 11:09

@Maria
Do you know what I find offensive? The fact that you clearly didn't read the post, yet have the balls to get on your moral high ground.

Please, tell me where I say DSS claimants don't work. I said they have financial difficulties. Please don't just randomly spin and fabricate nonsense to fuel your rant.

Secondly, 7 out of my 8 points attack "the system", not DSS as claimants or individuals.

603
Guest Avatar
M.H.He 14th February, 2017 @ 11:36

You know what I find offensive? Private Landlords seeing their properties as "business". You should be held accountable much more, and you should be forbidden to discriminate against people.

I had it with the English property market. Sadly the Brexit movement will make things worse for tenants and give property an even higher status.

And sadly the Tory government won't care for enough non-profit accomodation, so the exploitation of poor people by Landlors trying to make as much as possible from their property portfolie will go on.

The arrogance and the cheek is unbearable.

604
The Landlord Avatar
The Landlord 14th February, 2017 @ 11:48

@M.H.He
It is a business.

605
Guest Avatar
Grandma 14th February, 2017 @ 12:14

Landlord - true, it is a business - why would you let out valuable property that you have worked hard for otherwise? However, this particular business has huge potential to impact badly on people's lives. The legal obligations on landlords should be much higher and more rigidly enforced. I'm sure you, as a landlord, don't charge extremme rents for your properies, or allow them to rot around the tenants heads, or cram each room full of "bodies" Unfortunately, though, there are many who do. There should be legislation to ensure that say, rents should be no more than the mortgage value of the house plus 10% - that way the landlord would make a decent return, and rents would come down. On the landlords side, it should be made a lot simpler to evict tenants who renege on rent, or don't keep the house in a decent state. And of course, we can go back to the old contention that DSS rents should be paid direct to the landlord. Problems with tenancies could then be handled by the DSS.

606
The Landlord Avatar
The Landlord 14th February, 2017 @ 12:27

@Grandma
I hear what you're saying, and I hear it all the time.

But the lack of rights isn't the main problem (although, in some cases it is, I agree), it's the ignorance of the law. Tenants and landlords have so many rights, but the problem is they aren't aware of them, or how to enforce them.

But yeah, many people (mainly DSS tenants) just start ranting and raving about how refusing DSS tenants is discrimination, but they don't realise how unstable and risky the system is for landlords.

607
Guest Avatar
Maria 14th February, 2017 @ 14:45

@The Landlord

I ready your post very carefully before commenting; and yes, it's clear that you are also attacking the system that perpetuates this nonsense. However, your language and the tone you use to describe claimants is disgusting.

Far from being on a moral high ground, I actually think more should be done to protect good landlords from being taken advantage of. This starts with the councils and their buck passing mentality towards those they are supposed to be helping. After all, council tax is for more than digging up roads a month before the end of the financial year right? Erm, right?

The current "sit tight and wait to be removed by baliffs or we will consider you intentionally homeless" helps no one, whether the injured party be landlords or tenants.

I stand by my point in that your language is shocking and the tone deeply offensive, I hope you never have to experience what it is to suffer and be treated like vermin by the institutions built to provide you with a safety net. Your attitudes towards the poor belong in the Victorian times.

And I couldn't give a crap what you think of me for what I'm saying. I'd rather shit in my hands and clap than have any sort of dialogue with a prejudiced dinosaur such as yourself.

608
The Landlord Avatar
The Landlord 14th February, 2017 @ 14:53

@Maria
You're clearly delusional, or ridiculously self-righteous.

You're not standing by your point at all. Now you're making your point about my language and tone (which was never your point).

Stop spinning.

I'm still waiting, where did I say that DSS claimants don't work, which was the basis of your point?

What's my attitude towards the poor? Enlighten me.

You're really just making things up right now. This is embarrassing.

609
Guest Avatar
Maria 14th February, 2017 @ 14:54

Private landlords are not to blame for the situation, but attitudes like this don't help. Feel free to rent to whoever you wish to. If you feel that DSS claimants are too high risk for you, then it's your home and your decision. I just can't sit by and read language like "piss-taking parasites that prefer to leech off the Government than make a real effort of climbing out of the system" and "You’ll soon find that the tenant has spent the allowance long before rent is due" - Why would you? Are DSS claimants a different breed of feckless human or something? How insulting do you want to be? No one wants to be reliant on a hostile system designed to make it as hard for you as possible to claim. If I were you, I'd get my nose out of the Daily Mail and educate myself.

610
Guest Avatar
Maria 14th February, 2017 @ 14:56

My point is that your language is horrible. I stand by that 100%. Have a go at me all you want :D I couldn't give a shiny shite. I'm right.

611
The Landlord Avatar
The Landlord 14th February, 2017 @ 14:56

@Maria
Educate myself like YOU, you mean? You're making baseless comment after baseless comment. If that's the definition and result of education we're all screwed.

612
The Landlord Avatar
The Landlord 14th February, 2017 @ 14:58

@Maria
Don't you think it's funny you're preaching about my language, yet you're the one that's continually swearing?

Seriously, calm down. You're quickly losing grips with your entire argument (not that you actually had one).

613
Guest Avatar
Maria 14th February, 2017 @ 15:03

I'm not sure where the "baseless" elements of my comments are when I've now provided you with clear examples of the language you have used that I find offensive.

I make no claim to be the world's most educated person, I just think that attitudes such as your own (clearly demonstrated in the choice of words you have used, and not over analysis on my part) belong in past times and tend to be prevalent amongst lesser educated sections of society; sections of society that read vitriol published by the Daily Mail and take it as verbatim. Using language like you have used proves this point.

You'll have issues renting to all sections and subsections of society, DSS claimants are not a homogenous mass, as professors aren't, or middle class gardeners.

Being a landlord does not make you "better" than a benefits claimant my friend. Not at all. Just as I am no better than you and you are no better than me.

614
The Landlord Avatar
The Landlord 14th February, 2017 @ 15:14

@Maria
I'm not going to lie, I think I'm better than you based on your display. It's shambolic.

You're just on a mindless rant, with no real substance, and you keep pivoting around different points. Although, to be fair, you seem to have found a reasonable safe haven with my foul language.

Brilliant.

What's my attitude? The only thing I've directly said about DSS tenants in this particular post is contained in point 1, that DSS tenants have financial difficulties. The other points are all about the system.

Now you're just having a mental masturbation about my language, because you really have no other point.

I don't even know why you keep mentioning the Daily Mail. Genuinely, do you have some kind of anger management issue, or some form of dyslexia?

If you read through my Twitter feed (not that you would), you'll see that I actively campaign against "Funding hate" (e.g. the DailyMail) and contribute towards charities that help the less fortunate.

This blog post is about why landlords should not support a broken benefit system. That's all.

Get a grip. Grow up. Stop looking for arguments that don't exist.

615
Guest Avatar
Maria 14th February, 2017 @ 15:45

You may say you help the less fortunate but your views seep through in your writing. I cannot comment on whether you actually care about anyone other than yourself because I don't know you; however, I'd make a guess that you do not. It's language like the language you used in your blog post that dehumanises people simply for being poor.

Rent to whoever you want to, I don't care. What I will always pick up on though is the way that media institutions and the system itself are becoming more and more hostile to benefits claimants in the rhetoric used to describe them, the hate programmes aired on channel four and the increasing ways in which the system seeks to trip people up who have a genuine claim. Yes, before you ask, I can give you examples of this. I do charitable work as well.

Remember ATOS? The Freedom of Information Act allowed information to be released that tells you how many people were murdered indirectly as a result of sanctions and punishments by ATOS.

All of this is normalised and perpetuated by the language used to describe people who date to call on the system designed to help them at their most vulnerable. You, yes YOU, contribute to this with the language you used in your post. Every time words like "parasites" are used to describe DSS claimants, you contribute to a system that is slowly weeding these people out.

Donate to as many charities as you like, post like this feed the hate. Of course I'm going to comment on it. I'm a human being and I care about people. Much as I have done well for myself, I come from a very poor background myself and have seen a lot of this first hand.

That makes me, most definitely, a grown up.

The decent thing to do would be to take this post down. If you are a nice a person as you say, you won't let something stand that contributes to hatred, our own government are doing a good enough job of that!

616
Guest Avatar
Maria 14th February, 2017 @ 15:53

Did you remove my reply? Unbelievable! I stand by my points. You, with this post, have contributed to the systematic hatred that is weeding the vulnerable out. A decent person would review the language used and/or remove and post.

617
The Landlord Avatar
The Landlord 14th February, 2017 @ 15:53

Dear Lord, you're talking so much BS.

"The decent thing to do would be to take this post down" Lol, ok.

618
The Landlord Avatar
The Landlord 14th February, 2017 @ 15:55

No, I didn't remove your comment.

Jesus, this is what I'm talking about. You're hopelessly irrational/psychotic.

619
Guest Avatar
Maria 14th February, 2017 @ 15:59

Mmmmk, If that's the best you've got then fine. Insult me all you like. It's honestly no skin off my nose. You're impossible to have a discussion with as you can't seem to engage with me without resorting to insults. I was trying to have a reasonable discussion with you and explain my stance on this. I've got far better things to do. When you start your staff writer job with the Mail, give me a shout out!

620
Guest Avatar
Maria 14th February, 2017 @ 16:01

The post is awful. It's not even well written. You say you're embarrassed for me but I'm embarrassed just hanging out here long enough to make my point. Do you actually run this site?

621
The Landlord Avatar
The Landlord 14th February, 2017 @ 16:05

"You say you're embarrassed for me but I'm embarrassed just hanging out here long enough to make my point."

So, what you're saying is... we're both embarrassed for you.

At least we can agree on something.

622
Guest Avatar
Maria 14th February, 2017 @ 16:07

Well, I stand by what I've said. I'm very happy to do so. I'm just surprised you refuse to see my point. It matters not.

623
Guest Avatar
M.H.He 14th February, 2017 @ 16:28

Maria, why still discuss?
"It is a business"
That's the bottom line.
This whole blog, like this post, is about "business". These people give a flying fuck about morals or responsibility. It's just a business.

Health? Just a business. Transport? Just a business. Accomodation? Just a business.

That's the bottom line.
The "greedy, irresponsible landlord" stereotype is true.

624
Guest Avatar
Stephen H 14th February, 2017 @ 20:57

I have read through the comments and there is a clear barrier between landlords and tennants. The barrier is created by the media and the government and it feeds on the greed and need to feel superior of the landlords.

In October of this year, a massive obstacle is approaching, the majority of the Universal Credit programme is to be rolled out. I have done a lot of research on the affects of universal credit on the porrer people living in my areaa and can see that on average, their standard of living and income will be cut by 50%.

Porbably nothing will happen in October except for many raised voices rebelling against these inhuman government cuts, however, I do believe that within a couple of months these cuts will lead to direct action on the streets.

As someone with a social conscience, I have to say that if I can, in any way, encourage , fund and take part in social unrest then I will do so.
There is only one language that the inhuman upper classes understand and that is a threat to their incomes, their property and their position in life,
I hope everyone of those affected by the inhumanity of the Tory Party and it's supporters take to the streets and cause absolute mayhem.

I am ashamed that here in 2017, at the age of 62 years old, I am witnessing again the inhumanity of the "Have's" against the "Have nots". Hopefully the worm will turn. What a sad position this country has come to by greed.

625
Guest Avatar
M.H.He 14th February, 2017 @ 23:41

Nothing to add, Stephen. I'm only 43, but I agree with you and will be part of the unrest just like you.

626
Guest Avatar
Grandma 15th February, 2017 @ 10:16

It's not just government and landlords. It's apathy on the part of the wider public. If you look at the figures:
Of the 23.4 million homes (or households) in England and Wales on census day in March 2011, 15 million (64 per cent) were owner occupied and 8.3 million (36 per cent) were rented.
If we say two adults to a household, that's 30 million homeowners and 16.6 million renters. Lets assume for arguments sake that those figures apply today, and that as a conservative estimate 6 million of the renters are happy. There are roughly 200 thousand homeless in the UK, lets make that up to a conservative 2 million to include the people sleeping on sofas and in garden sheds.
So potentially you have 36 million happy homeowners/renters and 11 million unhappy renters and homeless. And when it comes to radical action on the streets, how many of the happy do you think will join you? And how many of the unhappy? I know it could look like an enormous gathering, but even if a million people were to turn up it wouldn't sway the government ( see the anti-Trump petition!)
What WOULD sway them is if the 36 million happy people got involved. If they all said "We're not voting again for a government that won't build homes" WHATEVER party was in power would have to sit up and take notice.
Using street action to put what would be minor pressure on the current government, and castigating landlords ( some of whom are actually decent moral people) will NOT fix this problem.
The happy homed classes must be aroused from their apathy - and how are we going to do that? Come up with a non violent idea, probably on social media nowadays, and I will happily participate. If it is possible to crowd fund millions for someone who dropped their false teeth down the toilet, why should this problem be insoluble? STOP RANTING ON THIS SITE AND ORGANISE IT!

627
Guest Avatar
Stephen H 15th February, 2017 @ 18:28

Grandma
I think the time for peacefull protest is long gone, Tory governments in particular are not interested in, and take no notice of, peacefull.

As I said, the only thing they take notice of is a threat to their income and their empire. Threaten that and they sit up and take notice. If all we can do is peacefull protest we may as well not even bother, we will only be wasting our time and effort.

Absolute mayhem and destruction is the only option, I'm sorry, democracy just does not work, uk democracy leads to hunger and elitism. it is wrong and it needs to be destroyed. Sorry, but there is no alternative

628
Guest Avatar
Grandma 15th February, 2017 @ 20:48

Stephen H. - "Absolute mayhem and destruction is the only option" - I take it your an anarchist? I hope you are also young. The only times I can remember mayhem and violence being the answer were the French Revolution, the Russian revolution, and Cuba. These only succeeded because the police and army supported the Revolutionaries. Do you honestly(honestly!) believe that the police and the army in this country would support mayhem on the streets? Apart from anything else, they are a) In a job b) usually provided with accommodation support c) inherently conservative. Mayhem and destruction would result in broken heads and prison sentences. You HAVE to find another way - it's easy ( and lazy) to shout "Smash the system! You have to use your brain and lot's of energy to achieve big results. Let us know what you are doing at the moment that could be productive I don't say that sarcastically, I would be interested to know. Perhaps it's something that people on this thread could help with, even the landlords, as I'm sure they would like to have something positive they could show when accused of greed and moral irresponsibility for renting out their property.

629
Guest Avatar
Susan Tate 15th February, 2017 @ 21:03

No dss no dss no dss. That's all the adverts for accommodation say. I have two small children and through no fault of my own now have to claim some benefits. I'm stuck somewhere that is no good because landlords won't allow dss. Thanks landlords everywhere for being so judgemental and mean to those of us who need your help!

630
Guest Avatar
Stephen H 15th February, 2017 @ 21:58

Grandma
It's been tried your way over and over again, and where has it got us ? In a worse position than we have ever been in, thats what peacefull protest brings.
The government and the landlords have had it topo easy for too loong, they have had plenty of opportunity to make the changes themselves and act with humanity, - they did not take that opportunity.

Look at the comment of Susan Tate, no doubt Susan is not a violent person but let mke tell you, even the Susans of this world can only stand so much hatred against them before raching breaking point.

The whole housing system is designed to starve the market of housing to enable landlords to continually increase the cost of the available housing.

Because the greed of the landlords and the government is unending, they are dictating the way that they will be treated by society.They have the chance to change direction and be humane and tolerant of the under class that they themselves have created, but they choose to ignore that underclass and treat them with greedy contempt.

Am I an anarchist ? I am not sure what an anarchist is these days, but I am certainly someone whom, at the end of their tether with the injustice of society, could certainly watch and enjoy as those with everything had it taken from them.

Take a look around Grandma, the world is changing, people forced into zero hours contracts, the NHS in a state of collapse, the Trussel Trust feeding over 1million people their christmas dinners from a food bank, rented housing that costs over 60% of someones wages and a PM that wears leather trousers that cost a grand.

Even mild mannered law abiding people will come to the end of their tether when they see their families homeless and their children hungry and suffering for want of an unaffordable operation.

What am I doing ? well I couldn't write that on here now could I, safe to say I am not sitting back waiting for the great unwashed to raise their voices in peacefull protest which would go straight in the right ear and out of the left ear of any politician or landlord within hearing range.

Doing it your way Grandma, the way it has been done for generations, has led us to the present situation. Do you honestly believe these horrendous subhuman landlords and politicians are going to listen ?

Tennants are a commodity to them,tennats are not people, they are a means to an end and are to be used and abused by a system that landlords and politicians have created which keeps the tennants on the breadline, desperate and compliant.

Can you not see what type of person would buy up social housing simply so they could rent it back to social tennant at a higher rate ? That type of individual has no right to call themselves human and has no ability or intention to listen to your peacefull protests Grandma.

631
The Landlord Avatar
The Landlord 15th February, 2017 @ 22:04

@Susan
I've housed many DSS tenants, and most of them fell into rent arrears. And when I say "most", I don't mean 60%, I mean like 90%.

I'm not saying all DSS tenants are like that, I'm saying I've had bad experiences, and I've been scared off.

The problem is with the system, it's too easy to take advantage of, so naturally people do. I'm not judging people, or individuals, I'm judging the system. It needs to change. I want to help people in need, but I can't continue to do it when there's a complete lack of security. And I don't mean my profits were being slightly reduced, I mean, I was literally falling into the red because people were claiming their benefits and failing to pay rent.

When you get burnt so many times by a failing system, it's difficult to keep on offering. And yes, the sad reality is, the bad apples have made it an impossible task for the deserving and genuine. But until the system changes, an increasing amount of landlords are going to step away from DSS tenants. The whole system is rigged against the poor, and ultimately, against landlords helping the poor. For example, it's difficult to get insurance with DSS tenants, and some mortgage lenders don't even permit DSS tenants etc. It's all in the this blog post, but most people just reduce the argument down to "all landlords are mean, rich and selfish", when that isn't the case.

632
The Landlord Avatar
The Landlord 15th February, 2017 @ 22:11

@Grandma

Stephen H is scaring me.

633
Guest Avatar
M.H.He 15th February, 2017 @ 22:24

Good.
It's nice to see your self-righteous snobbyism a bit shook up.

634
Guest Avatar
Stephen H 15th February, 2017 @ 22:30

It's not my intention to scare anyone, being scared is how tennants live their lives and that is no way to live.
Go to Shelters web site and read some of the statistics on there, you will get some idea of just how a ;ot of people in the UK are feeling right now.

It would take only a little push, perhaps a family tragedy made worse by social conditions, for once eacefull people to decide they have had enough.

The 2011 London riots were a great example of that, oh yes, I know, you no doubt believe it was just a few coloured kids who wanted some new trainers, but the truth is, it went far deeper than that and started with feelings of social injustice.

I shouldn't be scaring anyone Landlord, you, and your kind, should be scaring yourself before it is too late.

635
The Landlord Avatar
The Landlord 15th February, 2017 @ 22:37

@Stephen H
The 2011 riots happened because of a ever growing divide between the rich and poor.

There's actually no point having a rational discussion with you, because you don't seem rational. You have a preconceived opinion, and it's based around judging large groups of people.

I'm even more scared now.

636
Guest Avatar
Stephen H 15th February, 2017 @ 22:50

You are correct, there is no point in having a rational discussion, it is obvious you are one of the "They just wanted new trainers" brigade.

The divide between rich and poor ? was that it, was that yor take on the reason the riots happened ?

Why dont you try looking into the whole real reason, try reading - Michael Biggs is an Associate Professor of Sociology and Fellow of St Cross College, University of Oxford. He is co-author of "Anarchy in the UK: Economic Deprivation, Social Disorganization, and Political Grievances in the London Riot of 2011.

The reasons the riots took place was because social conditions then were very similar to what they are today, people like yourself who close their eyes to the truth and pooh pooh the facts will probably be hit hardest when it comes to a street near you.

I'll now assume our conversations have finished, at least until some little toe rag who has been pushed too far comes a knocking on your door andf you come back on here to say "Oh my god, I didn't realise things had got that bad"

637
The Landlord Avatar
The Landlord 15th February, 2017 @ 23:02

"They just wanted new trainers" - I don't think that.

"The divide between rich and poor ? was that it" - No, I just wanted to make a very vague indication of the fact that I don't believe in the "new trainers" theory.

You really don't know anything about me. Please stop acting like you do. It's very depressing. You're so bitter and brainwashed.

Night!

638
Guest Avatar
Grandma 16th February, 2017 @ 11:22

Landlord - I don't think Stephen is brainwashed - bitter, yes, but doesn't he have reason to be? If we lived in Utopia, everyone would have a home, a job that covered all bills and a little extra, a good education and medical help when needed. And although I say "Utopia" this country has enough wealth to make that a realisable target. Other countries manage it ( Iceland, Denmark, Finland). We could also, very easily. But, to do it, you have to have the common will. And most people in this country DON'T GIVE A DAMN! It's the English disease - fat and slow and comfortable, why should we change? Kindly, yes - they'll give all they have to the elderly, or dogs, or abused children, once they see the heartbreaking pictures. But get up and do something? Show the government that it's got to change?Naaah - East Enders is on.... And it's easy to take a picture of a starving dog or a bruised child - how do you take a picture of a woman deciding between food or electricity? How do you take a picture of the effect of living with a two child family in a one bedroom flat? How do you illustrate the soul destroying effect of looking at housing adverts hour after hour, and not finding anything you can afford? We have NEVER had a fair society - and we have never tried to get one.
I don't agree with Stephen - OK, riot in the streets all you like - you'll destroy buildings that are needed in your locale, because there is no way you'll get anywhere near the buildings that WOULD horrify the Establishment - try setting fire to Buck House or the Houses of Parliament and see what happens - didn't you ever wonder why they didn't use water cannon in the Brixton riots? - because you were destroying bits of shitty BRIXTON - they probably enjoyed watching it -"Oooh, I say, look at them now - aren't they silly, burning their own shops - oooh, look at them stealing all those expensive things like bloody £100 televisions" I'm quite sure they thought the Brixton riots were a joke. Try to get near HOP with a box of matches. Not the same story at all. And your average Joe did NOT sit watching the news and say " Quite right, they should be rioting, conditions in this country are terrible, tut tut" They said "Bloody louts, the police should lock them up, is there any cake to go with this tea?"
It's NOt just the politicians. It's NOT just the greedy landlords -it's ALL of us - we have made it abundantly clear to succesive governmants that we may moan a lot but we aren't going to actually DO anything to prove that we'd like to see chnages. Look at voting patterns - two terms in, two terms out, unless you go mad and elect someone to lead your party who has radical ideas - then your out probably for good. Sorry, Jeremy.
And also, sorry for going on a bit. Didn't mean to rant!

639
The Landlord Avatar
The Landlord 16th February, 2017 @ 11:33

@Grandma
Everyone has the right to be bitter, yes. But he has his mind made up about "all" landlords, so much so that he was telling me exactly what I thought about the 2011 riots. Even when I tried telling him otherwise, he carried on telling me exactly what I thought.

It's impossible to have a rational discussion with someone like that. People like that won't change anything, they'll only create further division and mindless anger.

I'm also concerned about social inequality. But I get the impression that landlords don't have the right to be.

640
Guest Avatar
Benji 16th February, 2017 @ 11:48

@Grandma,
"as a conservative estimate 6 million of the renters are happy"
"and 11 million unhappy renters"

Bullshit.
Source?

641
Guest Avatar
Benji 16th February, 2017 @ 11:53

"Stephen H is scaring me."

Me too, I'm terrified of the prospect of a 62 year old one man riot.

642
Guest Avatar
Grandma 16th February, 2017 @ 15:23

Benji d.8.3 million (36 per cent) were rente - please read my comment again - I quite agree that my figures may have been incorrect. But I did say "According to the 2011 census 8.3 million (36 per cent) were rented" So I think that we can accept that as a fact.
I then said "IF WE SAY two adults to a household, that's ....... 16.6 million renters" That figure may be wrong - it may be one person, it could be ten renting each household. I didn't say it was accurate, and actually the size of the figure is not pertinent to my argument. My contention was - there are a more "happy" homeowners and renters than unhappy ones. I don't mean the happy ones dance down the street every night coming home - they struggle to pay mortgages and rents. But they are not so desperate in their lot as the poor sods who have no home, or no security or standards in the ones they do have. And it's the "happy" ones we have to engage with.
All my figures may be wrong - but I have a strong suspicion that if there were only ten happy owners/renters in the country, something would have happened to change the government's actions by now. And if there were only ten unhappy renters, no - one would be on this page....
I repeat, it makes no difference how many unhappy renters there are - we need the entire population to become active in this. How about writing to your MP every day, and getting your friends to do it as well ( not emails) Don't put a stamp on the letter, then they'll have to pay for it. Phone him up. Email him and tell him or her what you're doing. But above all, make sure it's not just you. Or you and a few friends who have a stake in the argument - get ordinary people to join in. Stand in the street on a Saturday morning with a child and shout "Will anyone here help this little girl get a home?" Then ask them to write their name and address on a pre- printed letter to your MP. The letter doesn't have to say much, just " Do something about housing" Then post those without stamps as well. Get a movement going - you don't have to have ten thousand people on a march - you just need a hundred people on a thousand streets. Talk about "Awake!" - that strange noise you can hear is the populace snoring.... That's five ideas off the top of my head no bother, and i'm old and demented - what has happened to the brains of the idealistic young? Are you all already beaten into submission? Complaining on the internet is not enough.

643
Guest Avatar
Paulo 2nd March, 2017 @ 21:10

We are hopefully coming to the end of the politically correct age of pretending what is true is not, and vice versa.
The truth is that a lot of dss tenants do not give a stuff about any responsibility for anything, including paying rent or paying for anything else.
I am old now, and have been on both ends of the stick, both as a
tenant when I was young and an irresponsible idiot, and as a landlord who provided good quality houses at more than fair rent.
But nevertheless got every kind of lies and scams aimed at me by dss tenants.
I have retired from renting out properties now, due to all the crap that landlord so eloquently details.
Right now I live next door to a dss rented house on an illegal
contrived tenancy.
My house is worth £20,000 less
than(low)market value in this
area due to the idiot tenants and
to be balanced,the idiot landlord.
So my retirement is scuppered thanks to these low life's who think it's ok to cover the street in rubbish, run an illegal business from their rented house, while on benefits, scream death threats to each other half the night, and the stench of skunk cannabis is
fairly bad too.
But Hey ho, I am supposed to think ah, they are poor and stupid, and not their fault.
Well, the great unwashed, feckless breeders have been around a long time, and will be around for a a long time still.
So based on a lifetime of experience, I say rent only to people who have a demonstrable sense of responsibility and work ethic.
Oh, and the money up front.
Sod political correctness, don't rent to wasters.

Best regards, ex landlord

644
Guest Avatar
grandad steve 13th March, 2017 @ 14:53

Well me and the wife are both retired.im 62.shes 55.we have a 4year old choc lab/very well behaved.and due to works pension.we get help with HB.and wont to rent in lytham st annes.to help us get out more .and walk on the coast.with our ruby.but trying to get any sort property TO RENT .with a dog.and HB. NIGHTMARE.but some landlords will have smelly smokers.in there house.We are both ex licenses.and just enjoy a quite life now.Landlors.not all dogs are naughty dogs.and HB.helps us out due to having low income.weve worked all our lives.and have always payed our way.so come on .HB helps both of us.

645
Guest Avatar
Stealth Bomber 19th May, 2017 @ 14:43

@ grandad steve. The whole system is turning us against each other, both benefit claimants and landlords. And tenants don`t ever see what`s going on in the background. Insurers are refusing to give landlords a building policy on property with benefit tenants. Credit referencing also gives them the knock back (unless it`s DLA allowance). `Lets for pets` usually means pet owners pay slightly more in rent (and bond) but landlords are still left with problems if the next occupant is one of our sensitive souls who are allergic to everything. Local authority tell tenants to stay put until the bailiff comes, websites like Shelter and Citizens Advice also do the same, because there is a huge shortage of social housing, and the crazy wording of making oneself intentionally homeless by moving out when asked to!

646
Guest Avatar
Hannah 21st May, 2017 @ 10:55

Very bad said,
People on housing benefits gone into this road because they simply need help.
And this landlords are treating them very bad because they want extra cash.
I wish landlords suffer like Dss people so they feel the pain.
Have Marcy on people . You don't know how there lives is so they become Dss tenant.
You see on website NO DSS. It's like they have bad health or they are sort of gangs.
Have Marcy on Dss people

647
Guest Avatar
Stealth Bomber 22nd May, 2017 @ 10:52

@Hannah. Come on, that`s not how it is at all. The legal system needs to catch up across the board. How do you think a landlord goes on if his property still has a mortgage on it? With failure to pay rent, the property will be repossessed. The whole system is severely imbalanced, but encouraging non paying tenants to stay put, really is a major problem.

648
Guest Avatar
Martyn Ellison 20th July, 2017 @ 18:33

Sold my buisness (pub) due to being diagnosed with fibromyalgia and my sudden need for a wheelchair so I sell my buisness plenty of money in bank great credit but get put on personal Independence payment almost automatically all this hits me at once having to sell my buisness which had my home above so decided to rent till I can decide what's best for my wife and 2 kids, we couldn't move to far as I'm receiving care from hospital and wanted to wait till this had calmed down in the past 4 days I've viewed 17 houses 6 of which we would of took but even though my bank balance has more zeros then ever before I could not rent any due to being on pip now pip is not means tested benefit so I could have this money or if my son was disabled I could go out to work and the payment would be the same I offered to pay 6 month 12 month up front everything 1 of the houses my partner loved and would of bought had it been for sale so I ask the agent to pass my number on to land lord thinking I must be able to make a deal I got money credit I'm 45 my wife 32 and my kids are 20 and 12 well he rung I explained everything he said no I kindly asked if I could have a reason he then called me a dole dosser and said he sick and tired of people like me. I've worked all my life yet I could not rent 1 place only buy which is fine but is a lengthy process and you want to take your time finding the right place!!!

My point disability is not a means tested benefit and should therefore not be allowed to refuse under that basis im being discriminated in my own country yet immigrants get places everyday. You landlords are letting estate agents charge you big fee but are narrowing your market as private ones are by putting no dss

A landlord should want a disabled person in there house as they probably have more money then you think they receive the money no matter what less chance of damage a family with a disabled member would be a perfect tenant 9/10 times if you just bothered to ask what benefit there on!!! You helping this grate country go down the pan when a person can't rent a house he has the money to buy is a joke

And the way I felt knowing we could rent due to my disability would be dicrimanation in its fullest never have I felt pissed off with my fellow country man as I did those days until it happens to you as I never knew either till that day but can tell you it's still with me to this day I'm disabled I'm broken I'm no good to rent a house what's next you gunna ban me from restaurants!!!!

649
Guest Avatar
Rea 25th July, 2017 @ 18:13

I understand, and respect that landlords want to protect their investments.
Many have complained about how difficult it is to evict a tenant on Housing benefit, having to go to court, the cost, and time involved. As a tenant, I am horrified at how long and expensive the process is.
What you landlords are forgetting is that ALL tenants, regardless of benefits or not, have the same rights! BUT those of us on benefits have a difficult time finding that 1% of landlords who are willing to let to us, and have appropriate property available! Which is why we are stuck where we are not wanted, unable to move.
I am a 49 year old wheelchair user, my health issues mean that I am unable to work. I am not a scrounger, drug addict, or criminal! I am fed up of being made to feel like a worthless piece of shit just because I'm stuck on benefits!

650

Please leave a comment...

Nobody

Nobody

Landlord

Landlord

Tenant

Tenant

Agent

Agent

Legal

Legal

Buyer

Buyer

Developer

Developer

Enthusiast

Enthusiast


Popular Landlord Categories