Property Blog [ Page 9 ]


Different Ways Of Paying Interest On A Mortgage

Different Ways Of Paying Interest On A Mortgage

09 Jan 2008 / category / 0 Comments

In theory, mortgages should be simple. You borrow money from a lender to buy a property, and you pay the lender back over a period of time with interest. If [...]

There's Never A Bad Time To Invest In Buy-To-Let

There’s Never A Bad Time To Invest In Buy-To-Let

08 Jan 2008 / category / 1 Comment

I believe there is never a bad time to Buy-To-Let, there’s only a bad time to sell. I don’t pay any mind to the cynics nor the house price indexes. [...]

I Got Threatened By An Estate Agent

I Got Threatened By An Estate Agent

07 Jan 2008 / category / 4 Comments

I was randomly Google’ing the keyphrase ‘Estate Agents‘, as normal people do on an idle Sunday. I came across an article that captured my attention on the Telegraph website. The [...]

How To Avoid The Mortgage Struggle

How To Avoid The Mortgage Struggle

04 Jan 2008 / category / 0 Comments

Millions of homeowners have been feeling the burn with rising interest rates and the overall cost of living. Repossession levels are creeping up as more and more people are struggling [...]

Buying The Ugliest House On The Street

Buying The Ugliest House On The Street

03 Jan 2008 / category / 0 Comments

A common mistake many novice investors make is that they get influenced by their personal taste. While it’s human nature to open our arms to those things we find most [...]

Bill Gates House

Bill Gates House

02 Jan 2008 / category / 173 Comments

Most people would assume that the richest man in the world, Bill Gates, would live in a house that makes P Diddy’s house look like a cardboard box in Harlem. [...]

Biggest House In The World

Biggest House In The World

01 Jan 2008 / category / 154 Comments

I recently found out that the biggest house in the world is Windsor Castle, located in England, Berkshire. The castle’s floor area is approximately 484,000 square feet (about 45,000 square [...]

Renting Is Dead Money

Renting Is Dead Money

31 Dec 2007 / category / 6 Comments

Absolutely, money spent on rent is deader than the era when Charlie Sheen and chewing bubble gum was cool. I know a lot of people will disagree, but that’s because [...]

bathroom

I Have A Small Bathroom: Shower Vs Bath

28 Dec 2007 / category / 9 Comments

I received an email the other day from Darren, he wanted to know how the value of a property would be affected if he decided to replace his bath with [...]

Birmingham Midshire Didn't Lower Their Rates- I'm Remortgaging

Birmingham Midshire Didn’t Lower Their Rates- I’m Remortgaging

21 Dec 2007 / category / 4 Comments

On the 6th of December 2007 the Bank Of England lowered interest rates from 5.75% to 5.5%. I was expecting the drop and I was actually looking forward to the [...]

present

Buy Your Tenant Something Nice This Christmas

20 Dec 2007 / category / 2 Comments

I’m a firm believer in treating good tenants like they’re good tenants, otherwise what’s the point of them being a good tenant? I’ve spoken about this before; i’ve mentioned how [...]

hip3

You Now NEED A HIP To Market A Property

19 Dec 2007 / category / 11 Comments

UPDATE: The coalition government has suspended the use of Home Information Packs (Hips) by home sellers. You NO LONGER need a HIP to market a property. There was a time [...]

Who Is Your Ideal Property Babe?

Who Is Your Ideal Property Babe?

18 Dec 2007 / category / 23 Comments

There comes a time when every man has to surrender to his active testosterone, so without further ado, please allow nature to take its course by letting me mentally ejaculate [...]

boom

Do I Need A HIP When Selling Privately?

17 Dec 2007 / category / 0 Comments

UPDATE: Homeowners selling their properties will no longer be required to produce a home information pack (Hip), after the government announced they will be scrapped in May 2010. So the [...]

The Ugliest House In The World

The Ugliest House In The World

14 Dec 2007 / category / 26 Comments

Me and a few of my loyal companions decided to embark on a challenge- to uncover the ugliest house in the world. What an ambitious challenge, aye? We put together [...]

A Housing Crash May Encourage Your Tenant To Leave

A Housing Crash May Encourage Your Tenant To Leave

11 Dec 2007 / category / 0 Comments

On one end you have landlords that want to welcome a property crash so they can add more properties to their portfolios. A declining market for an ambitious landlord is [...]

Mortgage Overpayment Calculator

Mortgage Overpayment Calculator

10 Dec 2007 / category / 3 Comments

After writing the Mortgage Overpayments article, I decided to put together an overpayment mortgage calculator, so you easily work out how much you can save by making overpayments. The tool [...]

Mortgage Overpayments

Mortgage Overpayments

09 Dec 2007 / category / 11 Comments

This is an extension to a previous article I wrote on ‘The Benefits Of Paying Your Mortgage Off Early‘. Making overpayments on your mortgage is a great way of reducing [...]

Why Do People Appear On Property Ladder?

Why Do People Appear On Property Ladder?

05 Dec 2007 / category / 19 Comments

I think i’m a little confused, care to help me out? I watch Sarah Beeny’s Property Ladder religiously. I think it’s a great show, even though I spend most of [...]

The Basics Of Mortgages And Interest Rates

The Basics Of Mortgages And Interest Rates

04 Dec 2007 / category / 0 Comments

I’ve said it before and i’ll say it again (until I’m blue(r) in the face), a mortgage can ultimately determine the success or failure of a property investment. My point [...]

taxman

Capital Transaction Vs Trading transaction

03 Dec 2007 / category / 1 Comment

Buying property seems to be the easy step when it comes to property investment, and relatively speaking, so is selling property. However, it goes without saying that you don’t want [...]

woodfloor

Carpet vs Wooden Floor

30 Nov 2007 / category / 10 Comments

Wooden flooring has become the cornerstone of modern style for many homebuyers; they’re an extremely sought after commodity. It’s not surprising; they look great, they’re easy to maintain, and they [...]

DSS Tenants And The Shitty Council

DSS Tenants And The Shitty Council

28 Nov 2007 / category / 33 Comments

I’ve decided it’s not worth getting involved with DSS tenants because of the incompetence of the local council (or at least my local council). They are so stupid and unwilling [...]

taxman

Sell A Property And Benefit From Taper Relief

26 Nov 2007 / category / 5 Comments

27/11/2007 EDIT: From the 6th of April 2008 Taper relief will be abolished. Chancellor Alastair Darling announced that taper relief will be abolished, and will be replaced by a flat 18% tax rate. [...]

taxman

Using A Property Company To Save On Tax

25 Nov 2007 / category / 18 Comments

As far as I’m concerned, the biggest drawback to buy to let investors is the huge tax implications. You could potentially end up paying a massive 40% of your profits [...]

The Importance Of Remortgaging

The Importance Of Remortgaging

22 Nov 2007 / category / 0 Comments

I personally believe that the quality and suitability of a homeowner’s mortgage is the second biggest factor that will ultimately determine the success of a property investment, especially with buy [...]

bestfriends

Investing With Friends And Family

21 Nov 2007 / category / 0 Comments

Flying solo on a property venture can be a scary concept because the responsibility falls onto one person’s head- YOURS. Let’s face facts; it’s a lot easier to sleep at [...]

loftconv

Will A Loft Conversion Add Value?

18 Nov 2007 / category / 7 Comments

With the dramatic increase in house prices it’s no surprise that people aren’t able to afford upgrading to bigger, more suitable homes. A lot of families are finding themselves in [...]

privatesale

The Advantages And Disadvantages Of Selling Property Privately

15 Nov 2007 / category / 0 Comments

There used to be a time when the natural step for buying or selling a property would involve approaching an estate agent. That was yesterday and today’s a different day. [...]

nofear

Long Term Investors Shouldn’t Fear A Crash

14 Nov 2007 / category / 1 Comment

One likes to watch the casserole slowly stew, while the other likes to barbeque the fillets on full heat. That’s the difference between a short and long term investor. Both [...]

My Tenant Left Without Paying Bills

My Tenant Left Without Paying Bills

12 Nov 2007 / category / 7 Comments

One of my “problem” tenant’s vacated one of my properties after being evicted, but she left behind unpaid gas and electricity bills. The bills totaled to approximately £200. This particular [...]

furniture

Should I Offer My Property As Furnished Or Unfurnished?

09 Nov 2007 / category / 0 Comments

The gaudy 70′s carpet has gone, the hideous net curtains have been dumped and the flaky woodwork has been repaired. The house is perfect and you’re feeling proud. But it’s [...]

'Finding Tenant' Guide For Landlords

‘Finding Tenant’ Guide For Landlords

08 Nov 2007 / category / 4 Comments

Are you struggling to find a tenant? It’s a common problem a lot of landlords face and it can be extremely frustrating. I’ve been there; it’s a horrible place to [...]

propertydevelopment

Golden Rules For Property Development

07 Nov 2007 / category / 3 Comments

Property development is becoming increasingly popular, especially in a cooling market. Profit margins are becoming slimmer for straight flipping (buy to sell without development) so people are starting to look [...]

profitloss

Calculating Your Profit And Loss

06 Nov 2007 / category / 11 Comments

Buy To Let is a business, period. Anyone that has a property on the rental market is running a business, regardless of how dislocated they are from the project. I [...]

Listed Buildings

Listed buildings

03 Nov 2007 / category / 0 Comments

Are you interested in buying a property that is listed or do you own a listed building and are unsure what it all means? Here’s a quick guide for you. [...]

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