Personal Finances

All articles in the " Personal Finances" section

I’m Suffering From “Shitty Savings Account” Syndrome

I'm Suffering From

22 Jun 2009 / Personal Finances / 4 Comments

This time last year I had two saving accounts’ with Halifax. I had a “Regular Saver” which gave me a 10% interest rate, and a “Guaranteed saver” which gave me a 6% interest rate. It was a good time to be saving.
A year later, both accounts have expired from their fixed rate period, and [...]

Cashback Credit Cards- A Great Way To Spend

Cashback Credit Cards- A Great Way To Spend

06 Jan 2009 / Personal Finances / 2 Comments

Has anyone got a cashback credit card? If so, which one, and what kind of deal do you have?
I’m not entirely sure how popular cashback cards are, or how long they have been knocking around for, but I’ve only recently discovered the fruit. They seem like a neat idea to me.
What is a cashback credit [...]

Evaluate Your Financial Products

profitloss

27 Dec 2007 / Personal Finances / 0 Comments

The financial market is extremely competitive; mortgage lenders, banks and credit card companies are all trying to offer the best rates, so you’re put into a situation where everyone is trying to compete against one another by attempting to the offer the most mouth-watering deals. That makes the financial market extremely dynamic; everyone is trying [...]

Credit Card Calculator

Credit Card Calculator

17 Oct 2007 / Personal Finances / 0 Comments

I previously put up a Mortgage Calculator; but because a lot of people have been paying their mortgages with credit cards, I decided to go one step further and put together a Credit Card calculator.
This card calculator will let you see how long it will take to pay off your credit card. Additionally, if you’re [...]

Ways To Save Money

Ways To Save Money

15 Oct 2007 / Personal Finances / 0 Comments

I’ve recently been spending extremely carelessly; I’m not out of control or anything, but I’ve been consciously aware of my expenditures. If my mind is telling me that I’m spending a bit too much this month, it’s usually because I am. I’m not a complete scrooge so I don’t mind parting with money, but some [...]